| Share Account Fees | |
| IRA Account Early Withdrawal Fee | $100.00 per withdrawal |
| Share Draft Account Fees | |
| Overdraft Fee | $3.00 per item |
| NSF Fee | $25.00 per item |
| Returned Check Fee | $25.00 per item |
| Stop Payment Fee | $25.00 per request |
| Share Draft Printing Fee | Price may vary depending upon style |
| Check Copy Fee | $4.00 per item |
| Other Service Fees (applicable to all accounts) | |
| Account Reconciliation Fee | $10.00 per hour |
| Statement Copy Fee | $1.00 per copy |
| Statement Fee | $2.00 per mailing (E-Statements are FREE) |
| Money Order Fee | $1.00 per money order |
| Research Fee | $25.00 per hour |
| Inactive Account Fee | $5.00 per month (after one(1) year and account under $100.00) |
| Two Party Check Fee | $2.00 |
| Xmas Withdrawal Fee | $10.00 per transaction |
| Verification Forms | $10.00 per form |
| Check Fee (>2 Payable to Member) | $2.00 per check |
| Wire Transfer Fee | $25.00 |
| Garnishment/Levy's Fee | $40.00 |
| Phone Transfer Fee | $2.00 |
| Service Center Withdrawal Fee | $2.00 |
| Check Cashing Fee for Non-Members | $5.00 per check |
| Bill Pay/Pop Money | $5.00 (Fee waived after first use each month) |
| Electronic Funds Transfer Fees | |
| Nonproprietary ATM Withdrawal/Transfer Fee | $2.50 per transaction |
| ATM Inquiry Fee | $1.00 per inquiry |
| ACH/EFT Return Charge Fee | $25.00 |
| Replace Lost or Stolen VISA Cards | $10.00 |
| Credit Union Membership | |
| Membership Share | $100.00 par value |
| Membership Fee | $1.00 |